Online Poker Us Players Accepted

Posted By admin On 09.06.20
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If you are based in the USA, and you’ve given thought to playing poker online, then you’ll have been met with a brick wall. Unless you happen to reside in a handful of US states, it’s likely that you will have been told that playing poker online the USA is a no-go.

That’s not entirely true, though. There may be a brick wall blocking your path, but that doesn’t mean that this is the only way to get to your destination.

In fact, many hundreds of thousands of Americans find a way to play poker online each year.

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The Big Question: Can I Play Online Poker in the USA?

Contents

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Poker Rooms For Us Players

  • US Poker Laws, Rules and Regulations

Online poker wasn’t always taboo in the USA. In fact, it wasn’t until the passing of the UIGEA in 2006 put paid to the US online gambling industry that poker was effectively illegal. Sure, the Federal Wire Act prohibited bank transfers for gambling enterprises, but by and large, all forms of gambling in the country weren’t declared off-limits until 2006.

Even with those gambling laws, players in the USA continued to gamble at online poker sites. In 2011, though, with the Black Friday Scandal linked to PokerStars, Full Tilt Poker and other leading poker rooms (which were found guilty of money laundering, amongst other charges) places to play online poker in the USA have been somewhat limited.

It is a tricky spot to be in, but where does that put your average US online poker today?

US Poker Laws, Rules and Regulations

Fortunately, the US Government decided to dial down the heat on online betting a notch a couple of years ago. They effectively gave each US state the right to decide its own online gambling laws (within reason) and this something that several US states have jumped on.

For instance, players based in New Jersey, and Nevada should have relatively few issues playing poker online, as it is legal in those states – under certain circumstances.

These poker sites have far less traffic than your major international poker domains because there is a smaller pool of players playing there. However, these are fully regulated and legal US poker sites, so, if you’re based in

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New Jersey or Nevada (or another state where gambling online is considered legal) this is the ideal way to go.

Of course, not every state has legalised gambling online (most haven’t) so bona fide regulated online poker rooms aren’t going to happen for most Americans. You could always decide to play at an offshore poker room, though.

An offshore poker room ideal for American online poker players can best be described as:

  • A poker room which is based outside of the USA
  • One which openly accepts US players
  • Offers the US dollar currency and the English language
  • Will also offer US support and customer service (often toll-free)
  • Provides American players with payment methods ideal for them

Offshore poker rooms may not be 100% legal in the USA, but in many cases, they are considered regulated and legal sites outside of the country. You are still going to want to do your background checking on an offshore poker room, though, and the first thing you’re going to want to do is to make sure that it is licensed.

Obviously, when compared to UK poker laws, and those in operation in most EU countries, the US poker laws are unduly harsh on players. UK players are, by and large, allowed to play at virtually any poker site (including offshore rooms) with an ample number of UK licensed poker sites out there, too, since online poker is legal in the country.

US Poker Licence Authorities

Firstly, there is no such thing as a “poker license”. What you actually have are gambling licenses. In theory, any major gambling jurisdiction outside of the USA which issues licenses is effectively an offshore casino. Some of the larger offshore licensing jurisdictions include the UK Gambling Commission, Malta and Gibraltar. However, the problem with these licensing jurisdictions is that they know that US players are prohibited, so they seldom offer them to offshore sites focusing on players from the USA.

The licensing jurisdictions of Costa Rica, Panama and Curacao are far less picky. For that reason, many of the poker sites which accept US players tend to be licensed out of these jurisdictions. Make no mistake about it, they are not as well regulated as the European ones, but they are still (by and large) safe and secure places to play poker online.

Not all poker licenses are delivered via offshore licensing jurisdictions. In fact, Nevada, New Jersey, Delaware and other US states which have decided to permit online gambling in some way, shape or form have also decided to issue their own gambling licenses. To that end, it is not uncommon to find poker rooms in those states licensed by the New Jersey Casino Control Commission or Nevada Gaming Control Board. These, as you can imagine, are totally regulated and represent the safest places to play poker online for US players.

US Tax Policy

Generally, US states have imposed taxes for any gambling games, even though they vary from one state to the other. Keeping records of all transactions should help you immensely.

Poker Sites Accepting Us Players

Popular Poker Games in the USA

Even though the rules regarding US online poker gaming are much harsher than elsewhere in the world, those US players who do decide to gamble online won’t be any worse off in terms of games.

The licensing and regulated US poker rooms out of New Jersey, Nevada and Delaware have the usual array of games, such as:

  • Texas Hold ‘em
  • Omaha
  • Stud and Draw Poker

If you venture out to offshore poker rooms, you will find an even larger selection of poker variants, although these may be unfamiliar to many US poker players.

The online poker rooms in Nevada do tend to offer tournaments which act as satellites to the WSOP (World Series of Poker) competition. Similarly, a handful of Nevada and Delaware poker sites may also be able to provide you with access to these competitions if you win satellites. However, offshore poker rooms seldom offer this. There are plenty of other Sit & Go tournaments, for you to play, though.

It is more challenging for US players to be able to play live dealer and mobile games than their European counterparts. Most US poker rooms are offshore sites, and thus these seldom offer live dealer software, or mobile gameplay.

However, those poker which are licensed in US states should be able to offer you both live dealer and mobile games without too much hassle.

Have a look at Online Poker America’s US section where you can find listing of poker rooms that you might not find it here.

Online Poker US Promos and Bonuses

There should be no issues in terms of collecting bonuses and promotions when playing at US poker sites. The legal ones tend to offer their own bonuses and promos, and admittedly, these are worth far less in value than at offshore poker sites, but there are still welcome bonuses, rake backs, deposit deals and tournaments for you to enjoy. Keep in mind that if you claim a bonus from an offshore poker room when playing poker in the USA, the bonuses are likely to be vast in size, have considerable wagering requirements, and require a promotional bonus code for you to claim them.

Depositing/Withdrawing Options Available To US Players

Players in the US will experience difficulty deposit and withdrawing at US poker sites. That is unavoidable. Whilst the Federal Wire Act issue no longer ties the hands of banks and payment methods to permit players to deposit at US poker rooms, few major banking providers are prepared to dive into a market which is still, by and large, illegal in most US states.

US players can deposit using credit cards, and a handful of wire transfer options, but e-wallets aren’t really on the cards right now. Withdrawals can be a bit of nightmare, too. Many US poker sites charge hefty fees for withdrawals, and the wire transfer/cheque options just aren’t good enough for speedy withdrawals. However, this is again a problem that players at New Jersey, Nevada or Delaware licensed poker rooms aren’t going to have, There are also some sites offering bitcoins, a popular cryptocurrency which also helps players get round depoist/withdrawal issues.

The Future of Online Poker in the USA

Poker For Us Players

When the walls regarding online gambling came down at a federal level, there was light at the end of the tunnel. To date, Nevada, Delaware and New Jersey have fully legalised online poker rooms which are licensed out of their states, and a handful of other states (particularly on the Eastern seaboard) are considering similar laws.

One of the main reasons they might do this is the tax. There is a significant amount of revenue to be raised from gambling at poker rooms. Operators must be license fees to the state’s gambling commission, the poker rooms and operators must also pay tax on revenue, and then there is the issue of taxable player winnings. This is a considerable cash cow, and many states are not going to want to miss out on a slice of the pie.

The US has tried (and failed) to blockade offshore poker rooms but to no avail. VPNs, proxies and other means of accessing offshore poker sites have proven popular. In a losing battle, if you can’t beat them, joining them seems to be the next logical step. Of course, we’re a long way from seeing online poker legalised in most US states, and there is unlikely to ever be a federal law which permits gambling at online poker rooms. Gradually, though, the wheels of change are turning.

My Final Thoughts

Best Online Poker Players

Yes, playing online poker in the US is a challenge, but it is not an impossible one. Provided they are either living in one of the 3 states to offer licensed poker rooms, or they venture out to an offshore poker room, US players shouldn’t have too much difficult finding games and playing poker online. There are countries who have it better, but there are many which make it far more difficult for their nationals to play poker online.

FAQs On US Online Poker You May Like To Know

The UIGEA was a bill passed way back in 2006 that is called the Unlawful Internet Gambling Enforcement Act. This was a questionable bill passed by President Bush and it leaves the law to be interpreted by online poker players. It’s amazing that it took five years for the government to shut down the major United States poker sites after passing this bill. Online poker in the United States has been crushed since Black Friday, but when it rebounds it will do so in a big way.

Absolutely. Whilst online poker as a gambling game is technically illegal in 47 out of the 50 states (this number may be changing), playing for free online is totally legal, and it doesn’t constitute gambling. There are numerous sites which can help you out in this department, too.

Online Poker Us Players Accepted

There are 9 states in total which are drafting bills or have voted on them. These are Mississippi, Illinois, Massachusetts, New York, Hawaii, Michigan, Pennsylvania, California and New Hampshire.

Nothing will happen. The US does hunt down operators who offer their services to US players (and does only a so-so job at that) but there are no punishments in store for players betting illegally at poker sites. You may have a spot of trouble when it comes to your winnings, though. If you win a lot and don’t declare it as taxable income, that can cause you problems.

In theory, yes. There are somethings worth mentioning here, though. If you make a flying visit to a casino resort in Nevada, you can play poker online, but only at the casino resort’s webpage, and only whilst on the premises. Once you leave, this becomes impossible. If you are going to be visiting Las Vegas, though, why play poker online when there are perfectly good poker tables downstairs for you to enjoy?

You can’t sign up to a standard Nevada or New Jersey poker room just by flying over the border for a night. You need to be able to prove that you reside in the state long-term. So, this is a bit of a yes and no answer, really.

Home » US Banking Options for Online Poker » Online Poker Sites Accepting Visa Deposits

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April 30th, 2018 Last updated on November 22nd, 2018

One of the few truly global brands, Visa can be used to purchase just about anything – including chips at an online poker site. It’s quick, it’s easy and it’s about as secure as you can get when it comes to online poker deposits, so let’s jump right into the ins and outs of Visa poker sites.

Which US Sites Will Accept Visa?

When you’re talking about poker rooms accepting Visa deposits, you’re looking at a list of the top poker rooms where players from the United States can sign up and battle it out for real money. Based on Visa acceptance rates and other factors regarding the general quality of the site, these are the top sites for Visa poker deposits.

Below is a table ranking the best poker rooms accepting USA Visa poker deposits.

#US Poker SiteLicensedStates Not AcceptedBonusVisit Site
NY, MD, and WA
NY, MD, and WA
No Banned States! Accepts Everyone!
No Banned States! Accepts Everyone!
LA, KY, MI, NJ, NV, DW, WA
LA, NJ, ML, NY, KY, MO, WA
Delaware, Washington, Nevada

Using Visa for Online Poker Deposits

Getting money from your bank accounts to a real-money site from the US can be annoying, and credit cards like Visa are a welcome respite from the hassle of bank transfers. There are a number of avenues you can pursue for Visa poker deposits, the most popular of which we’ve collected into the brief list that follows.

Use Visa Directly at the USA Poker Site

Visa is the most widely accepted credit card at legal poker sites, so depositing directly is likely to be a viable option for most American poker players. If that’s the case for you, then you shouldn’t worry about other options – just deposit directly at the poker room of your choice using Visa (Bovada & Ignition are the top two sites with the ability to process Visa payments) and you’ll be taking the fastest, safest and cheapest path to depositing with Visa of all.

Third-Party Online Wallets Accept Visa

While online wallets are no longer a primary option for poker players from the United States, you will occasionally find new wallets from time to time. These wallets work just like PayPal, allowing you to fund one central account that can then be used to make purchases at a variety of merchants – including online poker sites. If you learn of a new wallet, Visa makes a great funding source thanks to low fees and low risk.

Fund Prepaid Options With Visa

In our other US online poker guides, we cover payment methods like prepaid credit and debit cards, along with money transfer services like MoneyGram. In many circumstances, you are able to fund these prepaid options using a Visa card, meaning that you basically get to make your online poker deposit using Visa (just with one extra step added). We always encourage players to read the fine print of such cards and transfer services closely, because making a deposit at a poker site using Visa can get pretty costly if you don’t shop around for the lowest fees and charges.

History: The First Visa Cards

Long before poker players from the United States could use Visa to deposit to and from poker sites – in fact, long before online poker or even the concept of “online” itself – Visa issued their very first credit card. You’d have to head all the way back to 1958 in your time machine if you wanted to grab one of the first Visa cards ever issued, but if you went back looking for a Visa card specifically, you’d be out of luck. The cards bore a different name during that first run: Bank AmeriCard. In contrast to the sturdy plastic cards issued today, the cards were thinner than typical playing cards and made of nothing more than paper.

In addition to those drawbacks, modern users would probably take umbrage at another feature of that initial Visa card: The $300 credit limit.

Visa and Phishing Scams

We are big on security when it comes to online poker – not just for poker players from the United States, but for all online poker players. That’s why it’s important to have this section highlighting one of the unintended risks you take on when you acquire a Visa card to deposit at an online poker site. Specifically, you expose yourself to falling victim to what has become one of the most common phishing scams online.

Since Visa is so ubiquitous, it makes sense that scams targeting Visa holders would also be very popular; after all, if you send a malicious email that looks like it’s from Visa to a few thousand people, there’s a very good chance that many of them are Visa holders. Online poker players should practice secure browsing techniques regardless of whether or not they use a Visa poker site for deposits, but those who do have a Visa should be extremely wary of any email correspondence sent from the site. Never click on links in such emails; instead, always visit Visa directly or call the customer support number on the back of your card if you get an email claiming to inform you of an issue with your card.

Staying Secure With Online Poker & Visa

A few simple steps can decrease the risk you face depositing at a legal online poker site with a Visa card.

First, use a separate Visa card for your deposits, and keep the credit limit very low.

Second, make sure you have phone and email alerts set up for any transactions whatsoever that take place on the card. Since you only use the Visa for poker site deposits, you’ll know right away if there’s a problem when you get an alert.

Finally, resist the urge to carry the card around with you to use it for other purchases.

Only by keeping the card strictly for use as an online poker deposit method can you ensure that the risk you face depositing at an online poker site accepting US players using your Visa is as minimal as possible.

Free poker sites for us players

Most Frequently Asked Questions Answered

My visa deposit was declined – Why?

Nearly 75% of all poker transactions involving a credit card are declined. If you run into the same issue, no worries as its completely normal. Its easier to use a Visa than it is a MasterCard but both have issues due to banking regulations. Some banks might bypass the transaction without issues while others might flag it as a gambling transaction and as such, the transaction is declined.

If your transaction was declined, contact the poker room’s customer support team. They’ll be able to better assist you and, in most cases, can process the transaction over the phone.

It doesn’t matter what I do, my Visa deposit continues to be declined. Now what?

If you continue to have issues using your Visa to deposit to a poker site, you might need to look for alternative options such as cryptocurrencies or money transfers. Cryptocurrencies are super-easy to use and equally safe so long as you follow the recommendations on our Bitcoin page.

Will a prepaid visa debit or credit card work?

In some cases, yes! We’ve had success with Vanilla Prepaid Visa debit cards along with a few others that we purchased from our local Walgreens. If you’re not sure which prepaid card to purchase, contact the poker room’s customer support team and they should be able to steer you in the right direction.

Can I request a withdrawal back to my Visa credit or debit card?

This depends on the poker site. Some sites will allow you to cash out and put the money back onto your credit card while others might require you to request a check. Like the other questions on this page, your best option is to contact support and ask.

Are there any deposit limits for using my Visa?

Regardless of the poker site you choose, there are minimum and maximum deposit amounts. Here is the list of minimum deposit limits at the best poker sites as well as the max amounts for Visa.

  1. Bovada Poker: $20 – $1,000
  2. America’s Cardroom: $50 – $1,000
  3. Ignition Poker: $20 – $1,000
  4. Intertops Poker: $1,000
  5. Black Chip Poker: $50 – $2,500
  6. BetOnline Poker: $50 – $5,000
  7. Sportsbetting.ag Poker: $50 – $5,000

Which poker sites charge will charge me a fee for Visa poker deposits?

Below, you will find the fee % charged by the poker room for initiating a deposit with a Visa. In most cases, the fee is only charged after you’ve made your first poker deposit.

Online Poker Us Players Accepted

  1. Bovada Poker: 5.90%
  2. America’s Cardroom: 0%
  3. Ignition: 5.90%
  4. Intertops Poker: 10%
  5. BetOnline Poker: 0%
  6. Black Chip Poker: 0%
  7. Sportsbetting.ag Poker: 0%

What is the verification process for withdrawals processed through a Visa?

Free Poker Sites For Us Players

All poker rooms go through a process called KYC, which is short for “Know Your Customer”. This process is a simple varication process to confirm you are who you say you are. In the case of Visa deposits, you will be required to send a scanned copy of both the front and the back of your credit card. This is in addition to other documents to prove your identity.